In the UK each year, there are thousands of accidents that result in personal injuries. The injuries that are sustained in an accident vary enormously from minor cuts and bruises to serious injuries such as brain damage and paralysis.
The amount of any payout that will be awarded for a personal injury claim will depend on a number of factors. These include the severity and nature of the injuries, the amount of time required for rehabilitation, the extent of any long-term disabilities which are a result of the initial injury and the loss of earnings as a direct result of the injury. Obviously, the more severe and long-lasting the effects of the injury are, the greater the compensation amount will be.
Compensation can be awarded not only for the injury itself, but for other expenses that arose from the original injury. For example, if you are self-employed and you need to take time off work to recuperate, this can severely affect your income. Travelling to hospital for medical examinations, repeated prescriptions and specialist equipment that may be required are all costly and it may be possible to claim for those as well. To make a claim, evidence will have to be provided of the expenses incurred.
The compensation you will receive is decided by a judge; the judge decides who is to blame for the injury and who must pay the compensation. Pecuniary losses are the easiest to calculate and they are uncapped. When the newspapers contain stories of massive multi-million pound payouts, the bulk of that money will be for pecuniary losses. Non-pecuniary losses are more difficult to assess because the judge has to use their judgement to decide how much an individual’s suffering is ‘worth’. The judge will make his or her decision in line with the guidelines produced by the Judicial Studies Board. These are capped and tend to be quite low. At the lower end for minor injuries the cap is set at £2,000 and at the upper end for serious injuries such as quadriplegia it is set at £120,000 to £150,000.
The compensation is generally paid by an insurance company (all companies should have employers’ liability insurance).
Having an expert who has experience of dealing with personal injury claims and who can guide an individual through the process to ensure that they get the best possible outcome is important. Each case is unique and at Accident Advice Helpline we treat all our customers as individuals and handle their cases according to their requirements. If you want to know how much your claim may be worth contact us on 0800 689 0500 or 0333 500 0933 from a mobile phone and we will be happy to discuss your case. It is difficult to put an exact price on any claim without the full details.
Date Published: October 10, 2013
Author: David Brown