Most personal claims for compensation are made by individuals and most of the information and marketing is directed towards these claims. Another type of claim is known as a class action. This is a personal claim brought by, or on behalf of a group of people, all making the same personal claim and able to club together to bring one claim for an action to represent the group.
This kind of action is used in cases where, for example, consumers suffer a pecuniary disadvantage from price fixing collusion and other anti-competitive behaviour. A class action can include consumers who would not normally be able to afford to take legal action and in such a way the class action makes justice accessible to them.
The UK government is about to make the class action process more accessible to consumers by changing the trigger from an “opt-in” arrangement to “opt out”. This means an individual will be deemed to participate in the personal claims of the class action unless he actively declines it. This will make it easier for consumer organisations to bring class actions to act in the interests of today’s hard-pressed consumer. In an era of high inflation, with the relentless upward pressure on the price of basic consumer necessities such as fuel and food, it’s a welcome move.
Compensation will be distributed to the individuals in the successful action for the personal claims but any money not paid out in this way will be donated to a legal charity.
If you have suffered an injury on the roads or at work and it was not your fault, speak to Accident Advice Helpline. Take the 30-second online test and find out what your personal claims might be worth.
Date Published: March 24, 2013
Author: David Brown
Category: Personal injury claims