If it’s getting to the time of year where you need to have your car MOT’d, you might be wondering why it’s so important and how it actually keeps you safe on the road.
By law you need to have a valid MOT test certificate once your car is three years old, which must be updated every 12 months.
You need your MOT test certificate to apply for your car insurance, which protects you, your vehicle and your passengers whilst on the road.
What is an MOT?
An MOT focuses on safety and mechanical tests and covers the following areas:
Of course, this is just a basic list and the actual MOT test goes into much more detail. The MOT is designed to show that your car is roadworthy and that it complies with environmental requirements at the time of the test.
However, your MOT does not guarantee the road-worthiness of your vehicle throughout the year – it’s still your responsibility to maintain your car and carry out regular checks. If you are involved in a road traffic accident and you are found to be at fault, the road-worthiness of your vehicle at the time of the accident may be taken into account.
Driving without an MOT
If you’re driving without an MOT, you’re likely to be driving without insurance either. You’ll need an MOT to get your car insured, and if you are caught driving without an MOT you could be fined up to £2,500. If your car is found to be in a dangerous condition, for example, if it has faulty brakes or illegal tyres, than you could receive a higher fine and points on your licence.
Road traffic accident compensation claims
Obviously, an MOT test is important to ensure that your car is roadworthy and safe – you don’t want to be driving on the M25 if your brakes are not working properly! But an MOT certificate and insurance also ensures you’re protected in the event of a road traffic accident. Whether you’re at fault or the other driver is to blame, one of you may be making a claim for compensation.
Accident Advice Helpline are personal injury compensation specialists, and we have over 13 years’ experience dealing with car accident compensation claims. Our patron is Esther Rantzen, TV personality and UK consumer champion, and because we’re accredited by Lexcel, the Law Society’s practice management standard, you know you’re in safe hands. Call our freephone advice line today – we’re open 24/7 – and get the ball rolling on your claim.
Date Published: November 21, 2013
Author: David Brown