Is there anything more embarrassing than slips, trips and falls, whether they happen at work or in public? The unenviable mix of physical pain coupled with a desperate, often forlorn, hope that no-one saw, lives long in the memory.
What makes these work and public accidents even worse is when they are not your fault. Good news then – help is at hand to ensure you receive monetary compensation for your ordeal. It won’t mend bones or melt away bruises, but it will soften the blow financially and help you regain your confidence. These are the essential steady steps to take.
Make sure your slips, trips and falls claim is valid
Accidents at work and public trips and falls will typically have to have occurred within the past three years in order to qualify as a valid claim. There are exceptions, such as the victim being a minor or in the case of industrial diseases, but three years is a general rule of thumb.
Struggling on heroically is all well and good, but it could end up costing you deserved compensation if you do not tell someone exactly what happened and see whether or not you have a case.
Work out who your claim is against
Accidents in the professional environment are the responsibly of your employer. Industrial spillages at work, for example, can lead to dangerous slips and your claim will be against the company. Your business will have employer’s liability insurance for such occasions. When it comes to public falls, such as trips on pavements and other street accidents, the buck stops with the local authority and their public liability insurance.
Get professional help
We’re not talking psychiatry or time spent on the therapist’s couch, hopefully your accident was not that severe! No, making a claim can often be a complicated matter so it’s vitally important to get the full picture before pressing ahead.
Luckily for you, expert advisers are available 24/7 at the end of Accident Advice Helpline’s freephone service. You can speak in confidence, iron out all your concerns and ask all your questions before deciding whether or not to press ahead.
With over 14 years’ experience in accident claims, Accident Advice Helpline are the perfect people to see your claim through. Recommended by Esther Rantzen, their knowledge and expertise means it’s more than likely the whole thing can be done over the phone and quickly.
Date Published: September 27, 2013
Author: David Brown