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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Making a Claim for Compensation via the Motor Insurers’ Bureau (MIB)


    Making a Claim for Compensation via the Motor Insurers’ Bureau (MIB)

    If you have been injured in a hit and run or in an accident with an uninsured motorist, don’t worry: you can still claim compensation from the Motor Insurers’ Bureau. The Motor Insurers’ Bureau is funded by drivers via their insurance premiums, and ensures that no one will ever have to lose out just because there is no existing insurance policy for them to claim from.

    Procedures for making a claim from the MIB

    In order to make a successful claim for compensation from the MIB, there are certain procedures you must follow. Firstly, you must have made an attempt to find the other driver’s insurance details. There is a database on the Motor Insurers’ Bureau website where you can look for these. Secondly, you must have reported the incident to the police within 14 days if you have been injured, and within 5 days if there has been damage to property, or as soon as is reasonably possible.

    Professional advice

    Although you can claim for compensation directly from the MIB, it’s often best to consult a solicitor or other legal advisor. If you decide to commence legal procedures (for personal injury compensation, for example), you must inform the MIB that you have done so in writing within 14 days.

    The amount you will receive in compensation is based on other personal injury claims of a similar nature, where injured drivers are claiming from the insurance policy of the driver who caused the accident. You will receive a sum based on your pain and suffering, and a sum based on your current and future financial losses related to the injury.

    Claiming for personal injury compensation

    If you’d like to find out more about claiming personal injury compensation from the Motor Insurers’ Bureau and discuss your situation in detail, contact our expert advisors at Accident Advice Helpline. They’ll be able to tell you whether or not your claim is likely to be valid, explain the claims procedure, and give you an estimate of how much compensation you could receive based on your personal circumstances and legal precedent.

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    Accident Advice Helpline is a law firm which specialises in personal injury compensation. We have been helping the victims of others’ negligence receive the compensation they are legally entitled to for many years, and are proud to have the endorsement of TV personality Esther Rantzen.

    Date Published: February 18, 2014

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority. Authorised and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.