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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Loss of income and pension contributions


    When someone suffers an injury, especially when it is through no fault of their own, they go through a harrowing experience. Depending on the severity of the injury the injured party may well have to undergo long-term treatment and then recuperation. There is also the problem of how he or she will be able to provide for him or herself and his or her family while being unable to work. He or she may also be paying pension contributions out of his or her wages, so if the inability to work continues the value of his or her pension could also be reduced. Fortunately the loss of income and pension contributions can be recouped through what is known as “special damages” when making a claim for compensation.

    How claims solicitors can help

    Most people nowadays know they can make a claim for compensation for personal injury when they have not been to blame. What they might not be sure of is that any income or pension contributions lost can also be included in the claim.  Our expert personal injury solicitors at Accident Advice Helpline are able to advise and help you secure a just settlement for your injuries as any well as loss of earnings and contributions towards your pension. In helping you maximise your claim we will take into account general damages – that is compensation for the injury suffered – and any special damages – that is any losses or expenses sustained because of the accident.

    What income can be recouped?

    Because loss of income can be included in your claim it is important to understand what actually counts as income. If you had been used to putting in extra hours at work then the loss of those overtime payments will also be included in your claim, as will be any pension contributions. It is very important that evidence of pay and pension contributions are available, in the form of bank statements, pay slips or other relevant documents to back your claim. This is because every penny paid out as special damages must be backed by evidence that the claimant actually did suffer those losses or actually had to make those payments.

    Should any offer made out of court be accepted?

    If you are off work because of injury you will have noticed that incapacity benefits nowhere near cover lost earnings. This could put you under severe financial stress and should the party liable for the accident offer you compensation before the case has reached court, you might even feel relieved. If you receive such an offer, be sure to discuss it with our solicitors before deciding to accept or refuse. The offer may not have been made with your best interests at heart. It will more than likely have been made to save the other side court costs, and the offer might be less than the court would award you.

    How we can help you

    Our aim is to help you gain the maximum amount of compensation you are entitled to. We will not charge for opening your case.  What is more we will provide representation on a 100% no win no fee basis. If is unsuccessful you will not have to pay us for our services.

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    Date Published: October 14, 2013

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority. Authorised and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.