We are sometimes contacted by people who ask if it’s possible to make a learner driver road accident claim. The simple answer is yes, because all learner drivers are supposed to be insured before they venture onto the roads.
If they have neglected to take out insurance or have broken the terms; for instance, by not properly displaying L-plates, you may still be able to make a claim, but it would have to be directed against the Motor Insurers’ Bureau (MIB), rather than the learner driver’s insurer.
Unsure what to do?
If you are not sure how to proceed, the first thing to do is to talk to the police and your own insurer, who will usually be able to clarify the learner driver’s status. You can also contact an adviser at Accident Advice Helpline at any time that’s convenient for you.
We are always ready to listen and will be able to outline all the legal options available to you. We may also be able to help you calculate how much compensation you could be entitled to. Our advice is free and does not mean you are obliged to appoint us to act on your behalf.
The eligibility of your claim depends on a number of factors. Any personal injury claim will normally need to be made within three years, unless you were a child at the time, in which case you have until your 21st birthday.
You must also have been treated for your injuries by a medical professional. In some cases, independent medical assessments are also required and we can advise you on how to arrange these.
Normally, the limit for other kinds of claims is the same, but if you have to involve the MIB, because the learner who hit you is not properly insured, you will have to submit your claim within nine months. In any case, you are more likely to be successful if you start the claims process early and we would encourage you to do so.
The claims process
In order to make a learner driver road accident claim, you will need a skilled solicitor. We strongly recommend that you find a specialist road traffic accident solicitor with experience of learner driver cases, as this can make a real difference to your chances of success.
If you are unable to find one locally or do not want to have to wait in a queue, we can help, we have a network of expert solicitors right across the country and will have no problem matching you up with someone appropriate for your case. If they are not based close to you, it’s not a problem, because we can arrange for you to deal with him or her over the phone.
The way we operate means that you are able to take advantage of our service without having to pay any upfront fees. You can also rest assured that we will work hard to ensure your claim is successful.