Injury Solicitors in Honeybourne
Insurance will cover most events that need a compensation claim made. There are five types of insurance that injury solicitors Honeybourne deal with on a regular basis, although it is possible to insure anything if you are prepared to pay the premiums. The main types of insurance we have to deal with are as follows.
This speaks for itself. Motor insurances cover any type of motor accident, and are the ones most of us will know of. The most basic you are allowed on UK roads with is third party cover, which is the part of the insurance that settles damage to any other vehicle and personal injury claims if you have caused injuries to another person in a road traffic accident.
Then there is third party, fire and theft, which give the additional cover of your car being stolen or set on fire. The fullest cover is provided by comprehensive insurance, which covers everything else mentioned plus your own car.
Employers liability insurance
With just a few exceptions, such as government departments, this cover is a legal requirement for all employers in case an employee is injured in a work related accident or contracts an industrial disease through their job. They have to have a minimum cover of £5 million pound, but most insurance companies entry level is £10 million pounds.
Public liability insurance
This is to cover everyone that ventures into a public place. Whether it is a cinema, a restaurant, a library, a theme park, a shopping centre or anywhere else the public visit has to have this insurance to cover them in the event of a personal injury claim being made against them. This is a comparatively cheap insurance that gives limitless cover.
Professional indemnity insurance
Most professional people have this cover in the event of a claim being made against them in the course of their profession. This includes medical professionals if you need to make a medical negligence claim.
Product liability claim
Manufacturers, producers and importers have to ensure that any goods sold to consumers are safe and if they fail in this duty and someone is injured because of faulty goods, they may be able to make a personal injury claim and it is this insurance that would settle the claim.
Making a claim with injury solicitors Honeybourne
Injury solicitors Honeybourne will deal with the insurance companies for you. Many victims shy away from making a claim because they are concerned about dealing with such large organisations, but at Accident Advice Helpline we deal with them every day. We know how they like your claim present and will deal with matters relating to your claim in a simple, quick and efficient manner, while maximising the amount of compensation you are awarded.
Call our freephone helpline on 0800 689 5659 and peak with one of our friendly advisers. They will provide you with all the information you need to decide if you want to make a personal injury claim.