Although getting your industrial accident compensation sorted is very important, your first priority should be your health. No amount of compensation will make up for a permanent health condition that could have been avoided by simply getting timely medical treatment. Thus, the first thing you should do if you are injured on the job is to seek medical assistance right away. Medical investigation will determine the cause of your injury and its severity. This will often be sufficient to support an injury compensation claim.
Even if you receive first aid at the scene, you should visit a doctor and undergo a detailed medical examination at the earliest possible opportunity. Besides receiving adequate treatment, a comprehensive medical report can help you get rightful compensation because it mentions all the complications and consequences relating to your injury.
After getting medical treatment for your injuries, you can file a claim for compensation. Although your employer many not be directly responsible for the injury you suffered, negligence can manifest in many ways, ranging from failing to provide appropriate training and carry out a risk assessment to failing to ensure adequate supervision. Regardless of who is directly responsible for your injury, you should submit a claim for industrial injury compensation against your employer.
How much will you get?
Similar to any other personal injury case, the compensation amount you will receive depends on the severity and extent of your injury. To these, expert solicitors add the recovery period along with your age, sex, and health condition prior to the accident. Two other factors that will be taken into account are the emotional trauma you have experienced and the permanent effect of the injury on your quality of life.
The solicitor will try to recover the costs you have incurred due to the injury, including payments for medical treatments, alternative travel arrangements, loss of income, and even the contributions that are directly attributable to your injury.
Industrial accident injury compensation can reach several hundreds of thousands of pounds. For this reason, your employer’s insurer may approach you with an offer of early settlement. This may happen even before you have the chance to take legal advice. Knowing that insurers are keen to reduce their costs drastically whenever possible, you should not accept the offer before talking to an experienced lawyer.
After the solicitor has calculated the amount you should get for your injury, you can get back to the insurance company. Whatever you decide, make sure that you accept the offer only if it covers your necessities until you are able to return to work. If the funds run out before that, you cannot go back to ask for more. Therefore, the best thing to do is to hire an expert solicitor who knows how to protect your rights.
Some of the best experts in industrial accident compensation have already teamed up with Accident Advice Helpline in order to help the victims of industrial accidents receive the compensation they deserve and start a new life.
Date Published: September 24, 2013
Author: David Brown