Serious accidents that cause severe personal injuries can be extremely worrying and traumatic for those involved. Accident compensation can play a significant part in the rehabilitation process both in terms of finances and confidence for the victim.
Unfortunately, some people try and take advantage of the system and look to gain money from incidents that either weren’t that serious, or were not actually anyone else’s fault.
Thankfully, there are some tell-tale signs that flag up an accident compensation claim as suspicious.
If you have any doubts about accident claims, ask yourself the following questions:
When was the accident?
Anything beyond the last three years, with the exception of industrial illness such as the inhalation of toxic fumes or health problems from working with asbestos or incidents involving a minor, can generally be disregarded. This is the cut off point for accident claims.Open Claim Calculator
On other occasions, the date given may not actually match the dates on the reports, witness statements and other forms of evidence.
Who was to blame?
In order for an accident compensation claim to be successful, it needs to be proved that the incident occurred due to the fault or negligence of someone else.
Whether this be management looking to take health and safety shortcuts causing an accident at work, dangerous driving leading to a car crash or poorly maintained streets causing slips, trips or falls, every successful compensation claim needs to assess the fault.
In many bad accident claims it is unclear where the fault lies and the blame can even sometimes be apportioned to the claimant themselves.
How much evidence is there?
A good claim will have substantial proof to back up what the person is saying. For an accident at work, this would include:
– Health and safety reports
– Risk assessments
– Maintenance and repair logs of any machinery and tools used
For road traffic accidents, there should be:
– Statements from everyone involved, including witness and bystanders
– Photographs of the ensuing damage to the car
For falls in public, there should be:
– Photographs of the offending area
The strongest compensation claims will have all this and more, such as doctor’s notes detailing the extent of the injuries suffered.
Bad accident claims, on the other hand, will have scant or conflicting evidence, exaggerated injuries and little to suggest that any accident compensation is due.
It can be a sad state of affairs, but the real, genuine claims, will still come through.