Every employer has a duty to protect their employees from injury and disease whilst they are at work. Employers are also required to have indemnity insurance that will pay out in the event of an employee having an accident or suffering a work-related disease. This is to ensure that any employee who is injured or becomes ill through work will have the money that they need to support themselves and their family whilst they are unable to work, as well as to pay for any medical bills that are incurred. Your employer should be able to show you a certificate of insurance or direct you to the location of an online version.
There are many jobs that involve heavy lifting of some sort or another. It is very easy to injure your back if you lift something that is either too heavy for you or do not lift it using the correct technique. Your employer should provide you with the appropriate safety equipment and training if heavy lifting is part of your job, and you should follow the guidelines carefully in order to avoid injury. Although the employer’s insurance company must pay out on a claim for compensation whether the blame lies with the injured party or their employer, they may decide to try to recover those monies from the party with whom the blame lies. This could mean that if you were injured because you were lifting a box incorrectly, but you had been fully trained in how to do it correctly, you may have to return any compensation payment you win to the insurance company following an investigation.
If you are injured as a result of heavy lifting at work and believe that you have not had the correct training, or that you should have been provided with specialist equipment with which to do this, you may be able to make a claim for compensation for your suffering and loss of income as a result of the accident. A company such as Accident Advice Helpline will be able to tell you whether you have a case for compensation on a no win no fee basis. This means that there is no expensive payment to be made upfront by you, so there is no harm in asking for advice as you do not have to pay anything unless your claim is successful. It is important that you have a clear record of events and evidence such as witnesses or photographs to back up your claim, as this will make the whole process faster and easier to settle.
Every employee has the right to seek compensation for an accident that has happened during work hours. Accident Advice Helpline will be able to explain the process and help you with any questions that you have, as well as dealing with the legal side of things to help get your claim resolved quickly. Call us today on 0800 689 0500 to get started.
Date Published: October 11, 2013
Author: David Brown