Every employer is required by law to have insurance that will pay compensation if an employee is injured or contracts a disease while in the workplace. This insurance means that if you have an accident at work that was not your fault, the insurance company will pay for your medical costs and compensate you for loss of earnings and the pain and suffering that you have endured. As long as the accident was the fault of your employer or another employee you will be entitled to compensation, and the insurance company must pay your claim, although they could bring a case against your employer or the party at fault if there was negligence involved in order to reclaim their costs.
If you lose your case, you may have to pay the costs of the other party, however it is generally easy for a lawyer to determine whether you will win or not in advance. Accident Advice Helpline are here to advise you on such matters, as we specialise in personal injury claims. There are things that you can do to help a claim go through the process quickly and without hassle so that you are able to receive the compensation you are due in good time.
Make sure to document any near misses; make sure they are reported properly and that the person who is responsible for health and safety is made aware of the potential issue. You should also make them aware of any risks that you encounter whilst carrying out your job. You are possibly more likely in your daily work to know which tasks or procedures have the potential to be dangerous, and whether or not you have the correct equipment and safety guidelines in place. Record anything that you do report as a hazard so that you have evidence if someone does suffer an injury. You could also prevent an accident from happening in the first place if changes are made because of your assessment.
You should always follow the company procedures and wear your safety equipment at all times, even if you think there is no need or you have done the job many times and never hurt yourself. There is always a good reason for any safety equipment and procedures that are in place, so use them. If you do get injured, and you were doing everything that you should have been, you are likely to be able to make a claim for compensation, especially if you have loss of earnings as a result of the accident. Document everything really well — take photographs and obtain the details of witnesses who saw what happened so that if you do end up going to court, you have evidence that the accident was not your fault.
Seek the help and advice of a no win no fee law firm such as Accident Advice Helpline. We will be able to tell you what your chances are of making a successful claim. Call us for free today on 0800 689 0500 in order to start making your compensation claim.
Date Published: October 11, 2013
Author: David Brown