Good claim, bad claim – what’s the difference?

When it comes to a good claim, there is a lot to think about before making the decision to press ahead and push for accident compensation.

That does not mean that people should shy away from it, thinking that the process will be too drawn out and pressurised – the presence of reassuring, expert advice ensures that won’t be the case – just that they should simply take some time to consider.

Details of the accident injury claim

A good claim will:

–  Have a definitive timeframe regarding the incident in terms of dates, location and time of day at which the accident occurred.

–  Whether the claim is for a work injury, for example an accident on a construction site, a road traffic incident or a slip in a public place, there will be substantial witness statements and photographic evidence to back up the story of the claimant. These statements will corroborate each other while the photographs will be numerous, clear and varied.

–  Additional evidence, such as police reports, results of medical examinations and risk assessments may also be present.

–  Have been made within three years of the accident, save for rare exceptions such as asbestos inhalation leading to health complications in later life.

A bad claim will:

–  Have a date for the accident that is prior to the three year cut off point, or simply the wrong date altogether.

–  Have inconsistent witness reports. Some may be submitted a substantial amount of time after the incident itself and may even be submitted by people that didn’t actually see anything happen at all.

–  The extent of injuries suffered as the result of an accident may well be exaggerated as some people believe this will lead to a larger amount of accident compensation being paid out.

Making the most of your good claim

Don’t

–  Embellish the severity of your injuries. Exaggeration will only alert suspicion.

–  Attempt to exert any influence over the construction of witness statements, or draft in outsiders to back up your version of events.

–  Try and ignore or forget the incident or blame yourself. Putting a work accident down to your own clumsiness could see you denied the accident compensation you deserve.

Do

–  Seek expert advice. Accident Advice Helpline have been doing this sort of thing for over 10 years.

–  Remember that if accident compensation is due, then the true version of events will be enough.

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Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.
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