Accidents vary in their severity. Some are minor in contrast to others that lead to life-threatening injuries. Therefore, some incidents do not require the attendance of the police to determine what happened and whether anyone broke the law. However, if people have been hurt in a road accident, for example, the police are often called and should be notified.
Is a police report required for an insurance claim?
Yes, if one is available, you can use the number given to you to help support a claim for personal injury compensation. However, minor incidents don’t usually need the attendance of the police, so you may not always have a police report to provide.
A good example of this would be a minor bump between two vehicles, perhaps in a car park. If one vehicle bumps into another from behind, the person in the rear vehicle would be at fault for not stopping in time. However, even while low speeds are usually involved in such situations, the person in the front vehicle could still suffer whiplash. This is an injury to the neck most likely to happen when a car is struck from the rear. It has been shown that whiplash can happen even when the speeds involved are only around 5mph to 10mph. This surprises some, since there may be little to no visible damage done to the cars at that speed.
If a more serious accident occurs and the police do attend, they will give you a number that relates to the police report they have made. When you complete paperwork to bring about a personal injury claim, you will see there is a space to add that number if you have it. This means the report can then be accessed by your personal injury lawyer as part of the claims process.
Getting proof of your injuries
Some accidents require the attendance of the ambulance service as well as the police, to deal with the aftermath of what happened. However, in other cases, this won’t be required. It is quite possible for the adrenaline involved when you experience a traffic collision to prevent you from realising you even have any injuries. It may only be later that symptoms present themselves. This is particularly true with whiplash, as it typically takes a few hours for the condition to present.
Once you have evidence of your injuries from a visit to A&E or a GP, you can contact a personal injury lawyer to find out whether you could make a no-win, no-fee* claim. They will ask if you have a police report to support your accident claim, and ask for other pertinent information, too. The process may prove easier to navigate than you think, so call Accident Advice Helpline today on 0800 689 0500, or call on 0333 500 0993 from a mobile phone. When you do get in touch, you can find out what might be possible to claim for your own injuries.
Category: Personal injury claims