In the UK, it is illegal to drive on the roads without having your vehicle adequately taxed and insured – and it must also be roadworthy and have passed its MOT. If you drive without insurance and you get into an accident, you risk being prosecuted by the police and could lose your licence. You may also need to pay damages if you were responsible for the accident.
What happens if you get in a car accident without insurance?
If on the other hand you are injured in a car accident and the other driver was at fault, you’re probably going to want to make a personal injury claim. But what if they are uninsured? In cases like this, it’s still possible to make an injury claim but you may need to speak to the Motor Insurer’s Bureau to find out more about claiming.
How do claims for car accident injuries usually work?
The police will normally attend any car accident resulting in personal injury, and at that time they will also normally ascertain who is to blame. If the other driver is to blame and you have suffered injuries as well as damage to your vehicle, your claim will normally be against their insurer. If they are uninsured then things can become a bit more complicated, although not impossible, and the Motor Insurer’s Bureau (MIB) will normally be able to offer assistance and advice. Accident Advice Helpline’s lawyers are also on hand to support you and answer any questions you have about the claims process.
Common car accident injuries
There are some types of car accident injuries that are more common than others and these include:
- Minor head injuries
- Crush injuries
- Broken bones
- Strains and sprains
- Eye injuries and facial injuries
Although many of these injuries are seemingly minor, they can still lead to medical treatment and time off work, and you could still be entitled to compensation if the other driver was at fault.
What happens after your accident?
If you are in a car accident without insurance then it’s best to seek advice as soon as possible from a personal injury lawyer. Accident Advice Helpline has over 16 years’ industry experience and we’ll be able to help you get the compensation you are entitled to. If you can, take down details of any witnesses to your accident and take some photographs of the scene and/or your injuries, as these can provide useful evidence when you come to make a claim. You have three years from the date of your accident to make a claim, and just because you have been in a car accident without insurance does not mean you’re automatically ineligible to receive compensation.
Get advice from Accident Advice Helpline
We’re here to help and the best thing to do after your accident is to call us on 0800 689 0500 or 0333 500 0993 from your mobile. You can get no-obligation advice from our expert advisors, and if you decide to go ahead with a claim, our lawyers provide a 100% no-win, no-fee service.
Date Published: October 15, 2017
Author: Rob Steen