Compensation for personal injury has to assessed in the individual circumstances of the claimant’s case, given the varying type of conditions and circumstances. There may be precedents and guidelines and many compensation provider web sites have compensation calculators that are in effect “ready reckoners” which can indicate how much money an injury to a specific body part might be worth. Apart from that, the court takes into account other factors when deciding how much to pay in damages. These include the effect on the quality of life and capability of the individual together with the trauma and suffering involved and the actual expenses involved relating to the injury.
These can be precisely calculated and include:
- Loss of earnings
- Actual items lost as a result of the accident
- The cost of care provided both by professionals and by friends or family
- Medical treatment
- Additional expenses incurred by living with disability
These are more difficult because they cannot be precisely estimated
- Loss of earnings as a result of inability or partial ability to return to the market place
- Cost of care
- Loss of pension
- Losing use of motor vehicle
Although there are precedents for the amounts likely to be paid for injury to body parts, they do vary enormously and a compensation calculator can only be broadly applied. For example, injuries categorised under “Head Injury” range from minor head injury at a few thousand pounds, to severe brain damage that can run into hundreds of thousands. Many compensation provider web sites have some kind of online graphic that enables the user to click on a body part and display a sum of money that the injury is “worth” in the compensation calculator guidelines. However, these can only be ball park indicators.
The expertise of a compensation provider such as Accident Advice Helpline can help because they have the experience and knowledge of the precedents to help a claimant find the right legal representative for their own circumstances. A good compensation provider will be regulated by the Ministry of Justice and will be able to find the particular expertise the claimant needs to assess their claim.
Date Published: February 25, 2013
Author: David Brown