Criminals running dangerous ‘crash for cash’ fraud rings are increasingly targeting white van men as they look to cheat the insurance system.
Figures from accident investigation & asset protection team APU show that light commercial vehicles have been involved in almost a third of all deliberate and dishonest road traffic accidents over the course of the last 12 months.
It is therefore urging all LCV drivers to stay alert on the road and keep their wits about them at all times.
Sadly, around one in seven personal injury claims – which amount to some 69,500 each year – are linked to suspected fraudulent scams, costing the motor industry in the UK a whopping £392 million annually. Whiplash claims are among the most common.
APU claims fraudsters often target professional vehicles like vans because they are most likely to be fully insured and their drivers are often working to a tight deadline and are therefore, less likely to dispute liability in an accident.
The Ford Transit, Mercedes Sprinter, Vauxhall Vivaro, Citroen Berlingo, Volkswagen Transporter and Tippers all featured in the top 20 vehicles targeted in induced accidents and account for 31% of all claims.
Crash for cash scams are an escalating problem on our roads – and one that authorities are keen to stamp out.
Flash for crash
A new worrying tactic has also reared its ugly head on our roads in recent months.
Dubbed ‘flash for crash’ by APU, it involves innocent drivers being beckoned out of a junction by the flash of headlights, only to be hit by the criminals’ car, resulting it a compensation claim being made against them.
If you’ve been the victim of a flash for crash or crash for cash scam, you should inform your insurance company as soon as possible.
If you’ve genuinely been injured in a road traffic accident that wasn’t your fault, however, then you could be able to make a personal injury claim.
Accident Advice Helpline can give you the guidance and support you need to get the maximum possible compensation you deserve, whether you’re the driver or a passenger in an accident, so don’t hesitate to get in touch.