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Starting your claim with us is both quick and simple using our online claim form
Was the accident your fault?
Did you receive medical attention?


Costs and losses

Here at Accident Advice Helpline it’s a familiar story to hear of someone not seeking their rightful dues because of worries about the cost of claiming compensation. If you would value some free expert help your best option is to take our 30-second test™. Completing our online questionnaire will enable us to:

  • Establish if you are rightfully entitled to seek compensation
  • Provide you with a guideline estimation of the potential value of your claim

If you are unable, for any reason, to complete an online test one of our helpful and friendly advisors will be happy to talk you through the test during a free telephone call.

What costs and losses can I claim for?

The UK law states that a person who has been injured through no fault of their own should be properly compensated. In addition to receiving financial redress for your injuries you can also include in your claim any costs and losses that you have incurred. The costs and losses that an accident can cause can quickly mount up. It’s not right that you should be out of pocket for an accident that you didn’t cause. The costs and losses you can claim for include:

  • Damage to property
  • Loss of earnings
  • Cost of replacing damaged goods or property
  • Medical treatment
  • Cost of adaptations
  • Cost of specialist equipment
  • Cost of extra assistance
  • Cost of personal care
  • Incidental expenses such as parking, prescription charges

Compensation for loss of earnings

One of the main reasons people make a claim for compensation is that they are looking for costs and losses compensation for their loss of earnings. Taking time off work after your accident may be necessary, especially if you require medical treatment or need to spend time in hospital. A few days could turn into weeks or even months for a more serious injury, and in the most serious cases you may even be unable to return to work for the foreseeable future, if at all. Whilst you could get statutory sick pay during your time off, not everybody is entitled to this (for example, you’re not eligible if you are self-employed) and it usually represents only a fraction of your monthly salary. Making a personal injury claim provides you with a lump sum which you can use to cover your expenses and losses, pay your household bills and anything else you need to pay for whilst you are off work recovering after your accident.

How do you work out my personal injury settlement?

Although you can take the 30-second test™ on our website for a rough idea of how much compensation you might be able to claim, we take a wide variety of different factors into account when calculating your personal injury settlement. As well as the costs and expenses mentioned above, we will look at how severe your injuries are, how they have impacted your life and what your prognosis is for the future. For example, if you have sustained a serious head injury that has left you unable to return to work, you’re much more likely to receive a substantial settlement in compensation than somebody who has suffered a broken ankle that will be fully healed in a matter of months.

What is ‘compensation culture’?

You might have heard talk of ‘compensation culture’ in the news and it’s really nothing to worry about. You are entitled to make a personal injury claim if you have been injured due to somebody else’s negligence and you don’t need to feel guilty about it. If you are making a claim for an accident at work, your employer’s liability insurance will normally pay out. If your claim is for a road traffic accident, the other driver’s insurance will normally pay the settlement, including your costs and losses.

What injuries could you claim compensation for?

You may have been injured in a road traffic accident, an accident at work or even an accident in a public place like a shopping centre or leisure centre. Provided you sought medical attention for your injuries, you can claim for almost any type of injury from minor to serious. This means that you don’t need to waste time wondering whether your injuries are serious enough to warrant making a personal injury claim. If you have sustained minor injuries like whiplash in a car accident or a sprained ankle after a slip or trip in a shop, we can help you to claim personal injury compensation.

If you have suffered a more serious injury that has impacted the rest of your life, such as a brain injury or a spinal injury, you’ll normally find you are entitled to claim a more substantial sum in compensation. Either way, Accident Advice Helpline can help you, provided it has been three years or less since your accident.

How can Accident Advice Helpline assist with my compensation claim?

If you would appreciate some help with claiming your costs and losses, Accident Advice Helpline will be pleased to assist you. We know only too well from over 16 years’ experience that the consequences of a non-fault accident can be just as devastating as the actual accident. That’s why we have put together a comprehensive package of support and assistance to enable making a claim as straightforward as possible which includes:

  • Confidential, no-obligation advice
  • Knowledgeable staff
  • 24-hour helpline
  • no win no fee service
  • Fast awards

The costs of claiming back your costs and losses are kept to a bare minimum. Rather than worry about how you are going to pay for legal assistance you can focus on the really important issue of making the quickest recovery possible. We specialise in personal injury law and have a great track record of success, and we can assist customers across the UK, so wherever you live, you can make a claim with us.

Find out more about making a claim

If you’re wondering whether you are eligible to make a claim or you have questions about the claims process, you can get in touch with Accident Advice Helpline’s expert advisors to find out more. You can call our freephone helpline on 0800 689 5659.