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The consequences of road traffic accidents


Such is the frequency with which millions of us drive each and every day, it’s easy to forget just how unfathomable and unnatural an act it actually is. You can bet when Henry Ford’s Model-T first rolled off the production line in 1908, he had no idea just what a range and number of vehicles his creation would spawn.

It’s an unfortunate fact of life that as the speed and performance of cars increase, so does the severity of the consequences of road traffic accidents. According to the Department for Transport (DfT), 2011-12 actually saw a rise in the number of fatalities and serious injuries suffered on Britain’s roads.


Common road traffic accidents

It will come as a surprise to nobody that the number one cause of car crash claims is reckless driving and speeding. Whether it’s impatient commuters, inexperienced youngsters showing off or simply drivers who like to go fast, the consequences of high-speed crashes are, more often than not, extremely serious. Uninsured driver accidents are also higher than their covered counterparts.

The increased popularity of cycling has also played a part in the number of accidents and subsequent claims. Despite significant investment in the development of cycle paths over the last 10 years, the DfT reveals that over 107 deaths from cycling accidents were recorded in 2011. Whether caused by traffic weaving or unaware drivers, the lack of protection means the risk of road traffic injuries are higher.


Potential claims in the image

Unless it is a sign that giant footballers have descended to earth and chosen here as their pitch, it is clear that something has gone wrong somewhere. Mercifully, nobody, except the car, suffered, but it could have been oh so different.

  • Assessing fault – When pursuing traffic accident compensation, it’s important to establish blame. Here, it’s clear that the car owner is totally innocent. They have pulled into a designated parking spot so the fault clearly lies with the store or person who affixed the football to the display, presumably above.
  • Claim potential – Had the driver been in the car and suffered a serious injury, they would have a strong accident claim. Clearly, the football was not attached securely and was not sufficiently tested before the parking spaces below were opened up. Thankfully for all concerned, the claim will most likely be limited to damages to the car.