Car Safety Guide – NCAP Ratings explained

In 2009, Euro NCAP changed its rating system but as many cars being bought and sold were tested before that date it is important to know both rating systems. Since 2009, cars are given a single overall rating (up to a maximum of five stars) which is comprised of averages of scores in the areas of adult protection, child protection, pedestrian protection and safety assist. The score is not a straight average, but is calculated on an algorithm, with note being taken of any area which is underachieving.

The dynamic tests are identical to those before 2009, but a test for whiplash neck injury protection in rear impact was added at that date. Also, Euro NCAP now rewards not only Seatbelt reminders, but also Speed Limiters and the standard fitment of Electronic Stability Control. Cars tested before 2009 have three separate ratings, covering adult protection, child occupant and pedestrian protection. Also, before 2009, Euro NCAP rewarded cars for having an intelligent seatbelt reminder as part of the adult protection rating. When buying a car tested before 2009, you should be careful to take all three ratings into consideration.

Ratings are helpful when buying a car – either new or second-hand

Buying a car is a large financial outlay but also of course you are putting your safety and that of your family in the hands of the manufacturer, so you need to know that there are as many safety features as possible on board. The NCAP ratings are very useful, but no amount of safety gadgets is a match for careful driving. Even if you are careful yourself, you may become a victim of someone else’s thoughtlessness, in which case you can probably claim compensation.

Accident Advice Helpline – for when safety precautions go wrong

Everyone knows that sometimes an accident is simply that and that no one is to blame. If you are hurt in an accident that is someone else’s fault, however, you have a right to compensation. As long as the accident happened within the last three years and you needed medical attention for your injuries, give Accident Advice Helpline a call to see if you are eligible. Alternatively, you could visit the website and fill in the 30-second test to check for yourself whether you have a claim and how much it might be. Our number is 0800 689 0500 or 0333 500 0933 from a mobile phone.

  • Was this Helpful ?
  • Yes   No

How much you could claim?

Two QUICK ways to find:
  1. Call us at 0800 689 0500 or 0333 500 0993 from your mobile OR
  2. Use our Claim Calculator

Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.
Claim Calculator
Find out in 30 seconds how much YOU could claim...
  • Please tell us where you were injured
  • Please enter your full name
  • Please enter a valid name
  • Please enter your telephone number
  • Please enter a valid telephone number
  • Terms and Conditions*Required

Can I Claim?

Esther says "The law states that if you’ve been injured and someone else is to blame, you are entitled to compensation." Read more >

Claim Calculator ► Accident Types ►

How Much Could I Claim?

It only takes 30 seconds to find out how much compensation you could receive. Take the 30 second test now.>

30 Second test ► Claim Form ►

Why Choose Us?

"When they say they are 100% no-win, no-fee*, they mean it. I would recommend Accident Advice Helpline to anybody." Read more >

No-Win, No-Fee*? ► Testimonials ►

Claim Now

"They were ever so professional ... they knew exactly what I was going through ... I received over £4500." Read more >

Claim Form ► Call Me Back ►
Is there anything wrong with this page? ( Help us Improve )