Apart from giving first aid to potential victims of traffic accidents, one of the first things to do at the scene is to swap and obtain contact and insurance details with all parties involved.
Why you should swap insurance details after a road traffic accident?
There are two reasons for swapping insurance details. The first is to ensure that potential damages to vehicles can be reported to, are covered by, and will be paid for by the insurance company of the driver responsible for the incident. Secondly, the driver responsible for the road accident may be held liable to pay injury compensation to individuals injured in an accident. Here, too, the driver’s insurance company needs to be informed and should ultimately settle the claim.
Driving without insurance is illegal, and an uninsured driver is likely to have to pay a fine, as well as having points added to his or her license. In this case, it is still possible to claim for personal injury compensation, only here, the driver will have to foot the bill.
Accidents on the road
Car, cycling or motorcycle accidents resulting in injuries to drivers, passengers or pedestrians may qualify the injured party to claim for compensation if the incident was caused by another road user. Passengers in buses, taxis or trains; vans or lorries, as well as travellers on boats or planes, are typically not responsible for the incidents leading to their accidental injuries, and are subsequently entitled to claim passenger injury compensation.
Basically, if you were injured in a vehicle accident in the last three years and the accident was the result of someone else’s mistake, you have a good chance of a compensation claim being successful. It is, however, essential to provide evidence of the accident, your injury, and the impact it has had on your life. Law firms like Accident Advice Helpline will be able to explain in detail what is required in terms of evidence and how to obtain it.
Accident Advice Helpline
The legal professionals working at Accident Advice Helpline are, in fact, highly experienced and will be able to deal with most processes involved in obtaining evidence, negotiating claim settlements, and so forth, over the phone. The no win no fee* policy of this law firm means that you can make a compensation claim without fear of having to cope with solicitor fees, as these will be deducted from the payable compensation at the successful conclusion of the case.
Date Published: January 9, 2014
Author: David Brown