Some of the details to collect and record following an accident on the road include the make and model, year, and colour of all vehicles involved, as well as noting down (and, if possible, taking photographs of) any damages sustained by these vehicles.
Road traffic accidents and why recording of vehicle details like make and model is important
Collecting these details, such as make and model, serves several purposes. First of all, these details help to verify that the vehicles involved are indeed the ones named on insurance policies. Secondly, insurances deal with damages according to the year and size of a car. A smaller car, for example, may sustain far greater damage in a traffic accident than a much larger car would sustain under the same circumstances. Older cars are also more likely to be ‘written off’ for certain damages than newer ones.
The sad truth about road accident claims
Finally, and perhaps more disturbingly, drivers occasionally try to claim for damages that were the result of previous or later accidents, or damages on cars that were not actually involved in the accident claimed for. The following is a good example of such an attempted deception:
Trapped in an empty car park
A driver left his car in an empty car park. On returning a little later, he found that four cars had been parked around him, essentially blocking him in on all sides.
Unavoidable car accident
Reversing out of his space dead straight to prevent damaging the cars flanking him, he then just touched the vehicle behind before being able to swing his car sideways and out of danger.
Nice try, gentlemen
On touching the vehicle, he was almost immediately surrounded by a group of irate gentlemen claiming he had seriously damaged their vehicle. Aware that something was amiss, he called the police. Thanks to existing rust on the damaged vehicle’s dents, the attending officers realised that this was a scam designed to get already existing damages to be paid for.
Occasionally, some drivers and/ or passengers also try to claim for injury compensation without actually having suffered injuries. Because of this, claimants have to provide evidence of their injuries in order to claim driver or passenger injury compensation. For this reason, it is vital to record injuries and seek medical attention for them, even if they appear to be minor.
Claim for compensation
If you were injured by a vehicle accident that was not your fault, contact Accident Advice Helpline on their freephone number – 0800 689 0500 – to learn more about the evidence you need to support a claim for compensation and/ or initiate the claim process.
Date Published: January 9, 2014
Author: David Brown