A lot of people can suffer injuries in accidents that were not their fault. Who can make a personal injury claim will depend on the circumstances. It is worth knowing if you can make a personal injury claim as well as how to pursue it and who is best suited to represent you.
Who can claim
Anyone over the age of 18 who has suffered an injury in an accident can claim compensation. If you are under the age of 18 then you may have an appointed guardian or parent make one on your behalf. Alternatively, you can claim yourself when you turn 18.
In the case of a fatal accident or condition, the family may seek compensation on behalf of the person who died. This can often be a difficult time for the family, but our representatives deal with such cases with the utmost sensitivity and guide them through the process carefully and patiently.
Why would people want to claim
It doesn’t matter where an accident happens. Whether you injure yourself at work or due to someone committing a very dangerous foul during a football match, the effect is the same – you are unable to work due to an accident that has nothing to do with you.
As well as recovering lost wages in a personal injury claim there are other potential costs that can be recovered including:
- Damage to a vehicle
- Lost or damaged items (such as bike helmets or motorbike leathers)
- Recovered travel costs (for example if you need to take public transport when you would normally cycle or walk to work)
- Medical costs (prescription medicines, physiotherapy and other associated costs)
How long do you have to make a claim?
It can vary depending on the type of personal injury claim you make, although the usual amount of time is three years after the accident or three years from when you became aware of your condition, but ideally you want to start your claim as soon as possible.
There are some exceptions to the three-year limit which our advisers will be happy to explain if you are in doubt.
You can improve your chances of getting compensation by getting the relevant medical treatment and contact details of any witnesses. Getting proof of your condition and who is at fault is something that should be done quickly while people’s memories are still fresh.
What if it is against my employer?
Some people are concerned about making a personal injury claim against their employer. However it is vital to remember that companies ought to be insured and prepared to pay compensation for their employees. If they do not respond in a satisfactory way then you have the right to make a claim.
Equally it is worth remembering that if enough incidents happen in the workplace then they will have to look at improving standards in order to avoid having to pay more compensation in the future. Your claim could therefore help to reduce the risk of injury to others.
Why you should contact Accident Advice Helpline
Accident Advice Helpline is available 24 hours a day. Our staff can guide you through the options available to you and give you an idea of what is involved in the personal injury claim process. We have been doing this for over 13 years so it is worth contacting us today to see what we can do for you!
Date Published: November 4, 2013
Author: David Brown