Motor industry insiders believe fraudsters staging fake car crashes are costing the industry £1 billion a year, as well as demeaning the plight of genuine personal injury sufferers. Some 550,000 whiplash claims a year are being filed in the UK, but insurance experts believe a growing proportion to be bogus ones made by “cash for crash” scammers.
According to the AA, the period since 2006 has seen a 60% rise in the number of personal injury claims being made, despite the number of reported accidents declining by a fifth.
Genuine sufferers ‘being tarnished’
By and large, however, those who end up suffering the most amid accusations of bogus claims are the people who have sustained genuine injuries and are being tarred with the same brush. Increasingly, people can be all too quick to dismiss legitimate cases as fraudulent or even unnecessary, and are in effect letting a small minority of fraudsters threaten the hopes of actual sufferers.
A whiplash injury can often prove so unbearable that it leads to time off work and loss of income, not to mention difficulty in performing day-to-day tasks and even just getting around. Financially there can even be further hindrances to consider, with physiotherapy and domestic help to take into account, not to mention associated additional childcare costs which can be necessary until the victim has recovered. If the condition becomes chronic, symptoms can persist beyond half a year and further complications and costs can arise.
In the vast majority of cases, a personal injury claim is the best possible way to try and remunerate sufferers for their ordeal, and Accident Advice Helpline provide the perfect first port of call.
Video evidence of an actual scam emerged recently, after the fraudsters’ reckless tactics were caught on film by a lorry driver who had a special accident camera fitted to his dashboard. The footage shows a Ford Galaxy deliberately swerving across three lanes of the M25 and into the path of the lorry, and ultimately the video resulted in claims being dismissed within days. Smart Witness, which makes the cameras, says sales have surged as drivers seek to protect themselves against bogus whiplash claims.
Call us today on 0800 689 0500 if you have a genuine claim to make.
Date Published: October 9, 2013
Author: David Brown