In the UK, you have a right to claim compensation if you sustain injuries as a result of negligence on the part of another individual or a company or authority. If you are a company director, you should have the relevant insurance policies in place to protect you against claims made against your business.
Examples may include workers claiming compensation for accidents at work.
What to do if a claim is made against your business
Compensation is awarded to individuals who have suffered ill health or injuries as a result of somebody else’s negligence. If you have an employee who has been injured at work in a work accident which wasn’t their fault, you may be held liable for the incident, meaning that a claim can be made against your business. Your employee has a legal right to file a compensation claim against you.
All UK businesses are required to take out liability insurance. In the event that an employee is injured at work and they submit a claim for work accident compensation, your liability insurance will be used to cover the costs of the claim. This is the case when you accept liability when a claim is made against your business.
If you don’t accept liability and you believe your employee was to blame for their work injuries, the process may be more complex. Both parties will be asked to give their version of events and the case may end up in court.
When is an employer liable for work-related injuries?
Employers are required to adhere to the latest health and safety guidelines to protect their employees from work-related injuries.
If you fail to comply with legislation, you are liable for any injuries suffered by your workforce. Examples may include failing to ensure that electrical appliances are tested frequently or providing staff members with faulty or defective equipment. In cases where the individual was to blame for the accident, a work injury claim should not be approved. This may be the case if you provided protective clothing and equipment and the employee carried out a job without using them.
If you have queries about work injury compensation or you would like advice about claiming no-win, no-fee* compensation, give Accident Advice Helpline a call. Our lines are open 24 hours a day on 0800 689 0500 from a landline or 0333 500 0993 from a mobile.
Date Published: April 29, 2016
Author: Accident Advice