Entitlement to claim for personal injury compensation depends on two critical factors, namely who was responsible for the accident causing your injury and how long ago it happened.
Situations that can’t be claimed for
The following scenarios are all examples of situations that can’t be claimed for:
- You sustained a trip injury after tripping over your own shoe laces
- You were injured in a road traffic accident you caused by talking on your mobile
- You suffered an injury by slipping on a banana skin you just dropped
- You were injured at work after ignoring warning signs and walking into the path of a loaded forklift truck
- You decided the ear protectors provided by your employer were unfashionable and developed industrial deafness as a result of refusing to wear them
- You broke a leg falling down stairs at the office after having a rather extensive ‘liquid lunch’
You could not claim for any these injuries because no-one other than yourself was responsible for them.
Other situations that can’t be claimed for
Here are a few more examples of situations that can’t be claimed for:
- You look at a scar on your forehead and remember being hit by a falling object on a building site five years ago
- A colleague is about to be promoted ahead of you. To ruin his chances, you consider claiming for a work injury he caused 10 years ago
- Driving past a restaurant, you remember spraining your ankle by slipping on wet flooring there four years ago
- Six years ago, your doctor diagnosed the pain in your arm as a repetitive strain injury
In all of these scenarios, you would not be able to claim because your injury was sustained or diagnosed too long ago.
Situations that can be claimed for
In essence, you can claim for any situations within the past 36 months in which you sustained an injury someone else was responsible for. This applies to all types of accidents, including slips, trips and falls, car accidents and accidents at work. In cases of industrial illness, claims must be filed within three years of the work-related condition being diagnosed.
Get in touch
To get helpful advice and answers to all your injury claim related questions, get in touch with our experts here at Accident Advice Helpline. Our no-obligation freephone advice line, 0800 689 0500 or 0333 500 0993, is open 24 hours a day, seven days a week and completely confidential.