There are times when injury claim jargon can leave you scratching your head in bewilderment, such as the term ‘third party’, for instance. But at Accident Advice Helpline, we strive to make the claims process as simple and straightforward as possible, partly by ensuring our clients have a full understanding of any intimidating legal jargon.
What does third party mean?
A compensation claim typically involves two individuals or groups of people, namely:
- You, the person claiming for compensation, and
- The people you are claiming compensation from, the people deemed responsible for your accidental injury
This may well leave you wondering exactly who, what or where this third party may be.
As it is, this mysterious third party is actually the person or group who will ultimately pay your compensation if your claim is successful. In other words, it is the defendant, the person you believe to be responsible for your personal injury and are subsequently claiming compensation from.
Third party in context
If, for example, you were to sustain an injury by slipping in a shop, your claim for slip injury compensation would most likely be made against the owner of the shop in which the accident occurred.
The shop owner would then be referred to as the third party during the claim process.
Other legal jargon
Other terms that may have you reaching for the dictionary while claiming for compensation after slips, trips and falls; car accidents or work accidents, for instance, may include:
- Litigator: your solicitor
- Quantum: how much your compensation claim is worth, including general damages and/or special damages
- General damages: damages that cannot be specified and have to be evaluated, for example, damages for pain and suffering, or damages for future loss of earnings
- Special damages: specified damages like medical or travel expenses, cost for care, cost of repair or replacement of damaged belongings
- Case law: previous, similar closed cases used as guidelines to judge your claim
- Litigation: cases become litigated once court proceedings have started
Claims management companies
You may also come across the term claims management company.
Unlike Accident Advice Helpline, which is a law firm with a nationwide legal team, consisting of highly trained, experienced lawyers, claims management companies are neither solicitors nor insurers. By nature, claims management companies merely sell cases to lawyers, for what was previously known as a referral fee.
Why dealing with a law firm is best for you
Many claimants have ended up losing more money than they gained after using claims management companies.
Using a well-established, reputable law firm like Accident Advice Helpline for claims such as those based on injuries by slipping or tripping or work injuries, for example, will ensure only an agreed percentage is taken in fees to cover legal costs, if in the case that your claim is successful.
Accident Advice Helpline work on a 100 per cent no-win no-fee basis, meaning that if your claim is unsuccessful, you are at no financial risk and the process won’t cost you a penny.
Give us a call today on 0800 689 0500 to speak with one of our friendly, professional advisers.
Date Published: March 2, 2015
Author: Accident Advice