Established in 1946, the Motor Insurers’ Bureau (MIB), and subsidiary companies including the MIB Management Services Ltd, MIB Portal Services Ltd, and Tracing Services Ltd, work together as the MIB Group to:
- Reduce the impact and level of uninsured driving within the UK
- Compensate victims of accidents on the road involving untraced and/or uninsured drivers
- Provide specialist claims and asset management services
All UK insurance companies offering motoring insurance are obliged by the 1988 Road Traffic Act to be members of the MIB and contribute to MIB funding, as well as supplying data to the UK’s Motor Insurance Database.
Services provided by the MIB include, but are not limited to, the following options:
- Drivers and passengers injured by a road traffic accident involving an untraced and/or uninsured driver can use the askMiD.com service to check whether another vehicle involved in the traffic accident is insured.
- Anyone involved in motoring accidents involving foreign vehicles, within the UK, can locate
- UK representatives of foreign insurers on the MIB website
- People involved in car accidents abroad can contact the MIB’s UK Information Centre
Victims of road accidents involving untraced and/or uninsured drivers can submit compensation claims to the MIB. Compensation is then paid out of the funds contributed to by all UK insurance companies.
Why the MIB exists
When a traffic related accident occurs, the responsible driver’s motoring insurance would normally pay any claims for injury compensation made against him or her.
If a driver responsible for a car crash is not insured or cannot be traced, people who sustained potentially serious, even life-changing or fatal injuries could end up having nowhere to go to for compensation.
The MIB was established to ensure innocent drivers can get prompt and fair compensation for their injuries even if those injuries were caused by uninsured and/or untraced drivers.
You and the MIB
If you are injured in a vehicle collision and the driver responsible for the accident is not insured or leaves the scene of the accident before identification is possible, you can lodge a claim for driver or passenger injury compensation with the MIB.
Accident Advice Helpline can assist you in lodging your claim and support you throughout the entire claim process. You can enlist our help by heading to our website and filling in the 30-second test, or by speaking to one of the company’s helpful advisers today, over Freephone number 0800 689 0500. Our helpline is free, confidential and open 24 hours, seven days a week.
Date Published: March 2, 2015
Author: Accident Advice