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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    In focus: Who are the Motor Insurers’ Bureau (MIB)?


    In focus: Who are the Motor Insurers’ Bureau (MIB)?

    Established in 1946, the Motor Insurers’ Bureau (MIB), and subsidiary companies including the MIB Management Services Ltd, MIB Portal Services Ltd, and Tracing Services Ltd, work together as the MIB Group to:

    • Reduce the impact and level of uninsured driving within the UK
    • Compensate victims of accidents on the road involving untraced and/or uninsured drivers
    • Provide specialist claims and asset management services

    All UK insurance companies offering motoring insurance are obliged by the 1988 Road Traffic Act to be members of the MIB and contribute to MIB funding, as well as supplying data to the UK’s Motor Insurance Database.

    MIB services

    Services provided by the MIB include, but are not limited to, the following options:

    • Drivers and passengers injured by a road traffic accident involving an untraced and/or uninsured driver can use the askMiD.com service to check whether another vehicle involved in the traffic accident is insured.
    • Anyone involved in motoring accidents involving foreign vehicles, within the UK, can locate
    • UK representatives of foreign insurers on the MIB website
    • People involved in car accidents abroad can contact the MIB’s UK Information Centre

    Victims of road accidents involving untraced and/or uninsured drivers can submit compensation claims to the MIB. Compensation is then paid out of the funds contributed to by all UK insurance companies.

    Why the MIB exists

    When a traffic related accident occurs, the responsible driver’s motoring insurance would normally pay any claims for injury compensation made against him or her.

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    If a driver responsible for a car crash is not insured or cannot be traced, people who sustained potentially serious, even life-changing or fatal injuries could end up having nowhere to go to for compensation.

    The MIB was established to ensure innocent drivers can get prompt and fair compensation for their injuries even if those injuries were caused by uninsured and/or untraced drivers.

    You and the MIB

    If you are injured in a vehicle collision and the driver responsible for the accident is not insured or leaves the scene of the accident before identification is possible, you can lodge a claim for driver or passenger injury compensation with the MIB.

    Accident Advice Helpline can assist you in lodging your claim and support you throughout the entire claim process. You can enlist our help by heading to our website and filling in the 30-second test, or by speaking to one of the company’s helpful advisers today, over Freephone number 0800 689 0500. Our helpline is free, confidential and open 24 hours, seven days a week.

    Date Published: March 2, 2015

    Author: Accident Advice

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority. Authorised and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.