Being involved and perhaps injured in a road traffic accident is distressing at the best of times. If you are then blamed for the accident, matters can get more stressful still, especially when disputing your fault.
Being at fault
If you are at fault in a motoring accident, you may not only lose the no-claims bonus on your car insurance, you may also be held liable to pay any other injured drivers or passengers personal injury compensation.
Depending on what you did to cause a vehicle collision, you may also be prosecuted and end up having to pay a fine or getting a driving ban. While your insurance will hopefully cover any compensation you may be ordered to pay, a car accident in which you are at fault will without doubt have some financial implications.
Disputing your fault
The prospect of this happening is even more worrying and stressful if you believe the road accident was actually caused by someone else. In this case, disputing your fault by providing evidence to support your claim that someone else was at fault is your best option.
Gathering as much evidence as possible as soon after the accident on the road is therefore of vital importance.
Evidence to collect
The evidence you may need when disputing your fault may include:
- Witness names and contact details
- Names, contact details and statements by attending police officers and emergency medical personnel
- Photographs of any damage to vehicles and injuries sustained by you and others, as well as the scene of the accident, road layout and condition, position of vehicles after impact, relevant signs and signals, anything else that may be significant
You may also want to draw sketches of the incident, showing where involved vehicles, bicycles or pedestrians were before, during and after the impact, for example. If your own accidental injuries are too severe to gather this evidence yourself, ask someone else to do it for you or request to be given a copy of the police report.
This evidence will also help to support your own compensation claim if it turns out that you were not at fault after all. In this case, your medical report will provide evidence concerning your injuries, their extent and any medication and treatments you required during your recovery.
Making a claim
We here at Accident Advice Helpline have the necessary experience and skills to assist you in gathering all necessary evidence, disputing your fault and successfully claiming for driver injury compensation.
You can contact us by using your mobile or home phone to call our no-obligation freephone helpline on 0333 500 0993 or 0800 689 0500, respectively.