Cycling accidents on the road are, unfortunately, a common occurrence, but what should you do if you have recently been subjected to a road-related injury by a driver when out on your bicycle, only to find out that the driver is uninsured? You may think that you are out in the cold when it comes to recovering any hospital fees or damages to your bike, but fortunately, that’s not entirely the case.
Was your road traffic accident caused by an uninsured driver or uninsured vehicle?
It is important you know the answer to this question if you have recently been in a bicycle accident on the road. When you are hit by someone who is an uninsured driver, but actually driving an insured vehicle, you may be safe when it comes to recovering health costs, and fees to repair or replace the bicycle you were riding at the time of the car accident. Uninsured drivers that are driving insured vehicles can be covered by the insurance company, depending on their policy.
It is when the driver that caused the road accident is an uninsured driver, driving an uninsured vehicle that you may have trouble recovering any compensation.
How to claim bicycle injury compensation
When you are in an accident with an uninsured driver, you should first be sure if any insurance was taken out on the vehicle they were driving, and if so, whether their policy covers them for such a car accident. If there is no such policy, and the driver was uninsured on all accounts, then you can file a road traffic accident claim with a legal firm such as Accident Advice Helpline.
How to file a cycling accident claim
Accident Advice Helpline has a team of advisers on hand 24 hours a day who are there to provide expertise and legal advice when it comes to your accident claim. Our legal team will listen to your claim, and help you file for the accident compensation that you are entitled to, to cover both your medical costs, and costs of any damage to your bicycle or vehicle.
Take our 30-second compensation calculator to see if you have a claim. There is no obligation, and you can contact our friendly team on 0800 689 0500, around the clock.
Date Published: May 1, 2014
Author: David Brown